“With more than 1.5 million American and Canadians calling Mexico their full-time or part-time home in dozens of destinations around the country, you’ll have no trouble making friends and finding things to do just about anywhere you choose to settle down in Mexico,” says Jason Holland, International Living’s Roving Latin America Editor, who lives in San Miguel de Allende. Plus, it’s high tech, thanks to the country’s state-of-the-art infrastructure that has been in development since the late 2000s (no wonder it’s so popular with digital nomads). Wesley Hitt, Credit: ... so vast open spaces and a small-town feel will have to be what you are into. The 22-mile walking, jogging, and biking greenway weaves through downtown Greenville, along the Reedy River, and into Traveler’s Rest, making free fitness a no-brainer for locals. “Even with a fluctuating exchange rate, [a couple can have] a comfortable, although not extravagant, lifestyle for about $2,500 a month,” says Tricia Pimental, International Living’s Portugal correspondent. English is the primary language (making it easy for expats to fit in), the country offers a low cost of living and there’s a slow pace of life. Free use of its parks, athletic fields, and well-maintained playgrounds, which includes complimentary tennis court access. Take advantage of cheap or free admission to the National Churchill Museum, Kingdom of Callaway Historical Society and Museum, and Art House, where you can sign up for classes ranging from glass fusing to knitting. Cap off an evening with a stunning sunset and a drink at Firestone Sky Bar. New Hanover Township, New Jersey. The most affordable places to live in the U.S. are not the ritziest. Don't miss the Gulf Islands National Seashore – Davis Bayou Area, where the Davis Bayou Trail weavees through a coastal forest and two local bayous in one two-mile stretch. San Miguel de Allende is one of Mexico's expat hot spots. Once an oil boomtown, El Dorado is poised to strike it rich again with the arrival of the Murphy Arts District (MAD) in September 2017. Or ramble the L&N Train Depot (which houses the Bay St. Louis Mardi Gras Museum and Alice Moseley Folk Art Museum). Reminiscent of San Antonio, downtown has a Spanish-Floridian influence that’s palpable, and the lively River District regularly hosts free musical acts. For more information, visit travelersrestsc.com. From coast to coast and north to south, cute small towns represent much of what is great about each state or region, just on a smaller scale than larger cities … Florence-Lauderdale Convention and Visitors Bureau, Credit: For more information, visit visitfulton.com. Opinions expressed by Forbes Contributors are their own. These simple and spectacular Southern cakes deserve a comeback. Where To Move: One of the country’s best spots for expats is San Miguel de Allende, which is about a four-hour drive northwest of Mexico City. Eastern Shore Tourism Commission, Credit: Every 30 days, you can renew your visa. Appomattox, VA. Population: 1,792 Gigabit ISP: Firefly Fiber ($79.99/month) Zillow Home Value Index: $146,906. Transformative Travel: I look at how travel can change lives. Once a sleepy farming town, Huntsville gained national recognition during the Space Race of the 1960s and is now the fastest-growing … more In this column, "Transformative Travel," I look at. You'll wonder how you lived life before weekly dance-filled Zydeco brunches. Starting in the fall of 2018, the North Carolina Promise Tuition Plan will set tuition at $500 per semester for in-state undergraduates at ECSU. There is a lot of notable history in Brownsville and its very much underrated. AY Magazine, 2017, Credit: Ranking of cost of living by city based on the consumer price index and access to affordable housing (housing-to-income rates) using data from the U.S. Census and BLS. k. with a population of about 32.5 thousand people. For others, new ‘remote working’ flexibility has them thinking that if they can work from home, home might as well be at a beach. For a distinctly Oklahoma shopping experience that won't break the bank, head to Showplace Market,which has tableware and home accessories, art, clothing, seasonal decor, and more from 100+ vendors. Besides beautiful beaches, Fort Myers attracts tourists and transplants with an exploding restaurant and culture scene (10 art galleries and growing) and the Six Mile Cypress Slough Preserve, a 3,400-acre ecosystem with a 1.2-mile elevated, accessible boardwalk that allows visitors to comfortably and quietly observe wildlife. Here are the five places that International Living recommends if you want to move out of the U.S. after coronavirus. There's a plethora of cultural opps like visiting the Walter Anderson Museum of Art and Shearwater Pottery, or taking a cooking class at Mary C. O’Keefe Cultural Center of Arts & Education. I have been the editor-in-chief of Yahoo Travel, which was named the top online travel magazine under my leadership. It’s a barefoot nirvana that International Living describes as a “rustic paradise.”, Where To Move: Belize is known for its diverse natural beauty (secluded beaches, rain forests, jungles) and Maya ruins. Lewisboro Town, New York (tied for #1) Luzerne Township, Pennsylvania (tied for #1) Sleepy Hollow Village, New York. Hike, fish, or paddle in Shenandoah Valley's vast playground, or explore the downtown historic district—no car required. Picture downtown streets shaded with giant live oaks and lined with locally owned shops, galleries, and restaurants, all with cottagey storefronts. If you plan to live in Costa Rica long term it is best to seek residence. 12 Countries Where You Can Buy Citizenship (And A Second Passport)”. Southern Living is a registered trademark of, These Haircuts Are Going To Be Huge in 2021, 70 Wedding Vow Examples That Will Melt Your Heart, 7 Paint Colors We’re Loving for Kitchen Cabinets in 2020, 50 Books Everyone Should Read in Their Lifetime, parks, athletic fields, and well-maintained playgrounds, Kingdom of Callaway Historical Society and Museum, Mary C. O’Keefe Cultural Center of Arts & Education, Gulf Islands National Seashore – Davis Bayou Area. Plus, it’s cheap and it has a tranquilo (calm) lifestyle with a healthy, stress-free approach to living. EY & Citi On The Importance Of Resilience And Innovation, Impact 50: Investors Seeking Profit — And Pushing For Change, How Courtney Ajinça Reinvented Her Events Business And Curated The Largest Wedding Amid The Pandemic, 7 Dynamic Female Founders And Brands To Watch In 2021, Denise White Is A True Pioneer When It Comes To Redefining Stereotypes In The Sports Industry, Paid Or Organic Marketing: Which Strategy Provides Highest ROI, Ditch The New Year's Resolutions And Ask Yourself These 3 Questions Instead, The Nine Types Of People You Need In Your Success Circle, The Parasol Cooperative Hopes To Protect Domestic Violence Victims With Its Technology App, The Top 4 Tips To Bring Your Product To Market From This Trio Of Entrepreneurs, Overcoming The Inner Voices That Prevent You From Making An Impact, witnessing a massive increase in interest, Americans are giving up their citizenship at record levels, “TikTok Famous Flight Attendant Reveals 13 Airline And Hotel Hacks You Need To Know”, “Revealed: The 11 Most Endangered Places In America”, “Want To Escape From America? Nonprofits also have a strong presence here. The 25 Best Small Town Main Streets in the U.S. 18 of the Most Charming Small Towns Across America; 15 of the Quirkiest Small Towns In America; 23 Signs You Live in a Small Town ; A New Report Reveals the Most Affordable Small Towns Across America ; America's 20 Best Small Mountain Towns The cost of living in Florence is superb, with especially affordable real estate: “What I paid in rent in Birmingham is double what I pay for my mortgage here!” as one local tells us. Azenhas do Mar, a coastal town in Portugal—one of the best places to move if you want to escape the ... [+] US. “If you choose to live in Porto in the north, Lisbon, or in the expat havens of Cascais or the Algarve, you probably want to bump that up to $3,000.”. Mankato in Southern Minnesota makes our list thanks to a great cost of living, reasonable taxes, affordable real estate, and a strong quality of life. And that's not an overstatement: Only 10 miles south of Oklahoma City's business district, Moore provides the pros of living in a tight-knit community, with the job opportunities of neighboring OKC. Pro-tip: You must apply for this resident visa before your trip and show proof of income. “And I also spend time in Placencia which is sort of a quieter, bohemian place, much calmer and much less crowded, a lot more like tranquil, open beaches.”. A municipal park overlooks the waterfront, where you can hop onto a pedestrian walkway that’s part of a bridge soaring over Biloxi Bay to the casinos and resorts of Ocean Springs’ larger neighbor. DiscoverSouthCarolina.com, Credit: Journalism is part of my heritage: My great great grandfather was a Civil War correspondent for the Chicago Tribune. Harrisonburg’s unemployment rate is below the national average; job growth is climbing; and the cost of living is 4.2% below the national average. Why It’s Great: International Living has seen a whopping 798% increase in traffic to its “Move to Belize” page since May 2020. The Cost: A couple living and renting on a place like Ambergris Caye can live lavishly on a monthly budget starting at $2,875. 15 Affordable Small Towns in the US With Fast Internet for Remote Workers. I profile the doers and the disrupters and cover the trends and the destinations that appeal to women today. In the right spots overseas, that beach can prove remarkably affordable.”, READ MORE: “Want To Escape From America? Why It’s Great: If you look at the numbers, Mexico is one of the most popular expat destinations on the planet. Learn how to season this Southern kitchen staple in five easy steps. Jessica Newman. The city also has a zoo for people who prefer family-friendly places. Van Wert was the cheapest town on our list, but it offers big-city amenities, including the Van Wert Civic Theatre and Wassenburg Art Center, as well as a … The town is about 5.5 percent cheaper to live in than the national average. Wayland, Massachusetts. For more information, visit fortmyers-sanibel.com. Affordable small towns aren't necessarily the best places to live for everyone, but each cheap small town on our list has its charms. A pedestrian-friendly downtown makes it easy to meander the galleries and restaurants without a car. Costa Rica offers value and an easy expat life. Portugal also offers a Golden Visa that allows high net-worth individuals to buy their way into the country. Other treasures for low-cost fun include the Virginia Quilt Museum and Downtown Books, an indie bookstore with a staggering assortment of books and movies. In this column, "Transformative Travel," I look at how travel can change women's lives. (We know there are many more charming little towns out there that aren't included on this list—share your favorite small town in the comments below!) Two major international airports with regular flights to major U.S. cities make it easy to get back home for special occasions. # 1 in Cheapest Places to Live . The cheapest states to live in the United States. “Our access to quality jobs, homes available in all price ranges, and an award-winning public school district all contribute to Moore’s high quality of life," says Deidre Ebrey, director of economic development for the City of Moore. So it makes sense that the editors at International Living recently came out with a list of the five cheapest—and best—places to go if you want to leave the U.S. Or stay put at Sycamore House for a few hours and savor their shrimp and grits platter; it's one of the best in the state. "The huge increase in U.S. expats renouncing from our experience is that the current pandemic has allowed individuals the time to review their ties to the U.S. and decide that the current political climate and annual U.S. tax reporting is just too much to bear," says Alistair Bambridge, partner at Bambridge Accountants New York. The health care options, including the Mayo Clinic 90 minutes away, are also a big bonus for seniors. For more information, visit travelok.com/moore. To beat the heat, cool off at the sprawling 45,000-square-foot outdoor aquatic center—residents can snag a family season pass for $150. Also, ECSU's Debt Free Degree helps incoming freshmen get scholarships, grants, and federal financial aid to help cover the cost of college. But there's a lot more to this charming town on the outskirts of the Sumter National Forest. For more information, visit esvatourism.org. Home to the capital of San Jose, the Central Valley is where about two-thirds of Costa Rica’s population lives; it is known for its “eternal spring” climate. Any city that has wine and cheese parties on the regular is a place after our hearts. And if you love fishing and boating, you’ll be right at home, thanks to the town’s quick access to Lake Martin. 12.5 live in the county seat Lachute, 7.5th in the next largest town Brownsburg-Chatham and aprox. Places to live rich, below the national average cost of living (COL). 1.5 th in Grenville, on the Ottawa river. Prime areas like Lisbon—one of the world’s oldest cities—the beachy Algarve region and Porto (Portugal’s second largest city) are more expensive. An aerial view of Punta del Este in Uruguay, one of the most appealing places to move out of the US. Explore the cheapest places to live in America relative to income. While you relax, rehash that Boston Red Sox or Minnesota Twins game you got to see for next to nothing—both teams make their spring training homes here. 12 Countries Where You Can Buy Citizenship (And A Second Passport)”, “35 Best And Worst Countries To Raise A Family (You Won’t Believe America’s Ranking)”. Visit Georgetown / Rudy Ximenez, Credit: For more information, visit discoverelizabethcity.com. Note the wine- and rust-colored metros where people are most able to go car-free. The cheapest states to live in the United States. This Springfield, just the eighth largest suburb, is a geographically small district that sits between the North Branch of the Kalamazoo River and the W. K. Kellogg Airport & Air National Guard Base. You’ll find a temperate climate, a low cost of living, rich cultural traditions and a focus on the arts. Greenwood's 100-year-old Federal Building, which reopened as a community arts center in 2006, houses artist studios, conference rooms, a gallery, and a courtyard garden. Benton Harbor, Mich. Martinsville, Va. Salina, Kan. Statesboro, Ga. Tupelo, Miss. Where To Move: Even though Uruguay is small, there’s a variety of options including Punta del Este (a chic beach resort), La Paloma (a small Atlantic beach town) and Montevideo (the Europeab-style capital city where traditional and modern coexist). The town attracts so many creative residents that it feels a little like an artists’ colony. Why It’s Great: A perennial front-runner in International Living’s Annual Global Retirement Index, Costa Rica is known for its political stability, low-key profile and easy life. The Details: According to International Living, you can stay in Uruguay for 90 days at a time as often as you like or renew the tourist via for 180-day stays. Since then, I have written for a number of publications, including Food & Wine, Wallpaper and The New York Times. “I spend most of my time right now on the island of Ambergris Caye, which is known as the very fun, energetic Jimmy Buffett Island,” says International Living correspondent Laura Diffendal, who moved to Belize in 2014 from Cleveland, Ohio. The 12 Cheapest Places to Buy a House in America Do you really want to live in Buffalo, under eight feet of snow? Diamondhead, MS. Jonesborough, TN. In San Miguel, a couple can live well on a budget of $1,660 a month. With a pedestrian-friendly layout, you can even swap your car for a bike downtown. Previously part of a larger railroad system, The Swamp Rabbit Trail attracts over a half-million outdoor enthusiasts annually. Beyond MAD, the El Dorado Promise is an enticement for families: The college scholarship program gives every local high school graduate his or her tuition at an accredited two- or four-year educational institution. Breaux Bridge is one cool little Louisiana town, where locally owned shops, Cajun eateries, French music, bayou country, and, of course, crawfish all come together. You’ll find a quality medical care, safe drinking water, good roads (and good public transportation if you don’t want to have a car) and one of the fastest internet speeds in Latin America. And while some of the countries on the list aren’t accepting U.S. tourists right this minute due to COVID restrictions, this is the time to start making your plans for relocating as soon as any travel bans lift. Throughout my career, I have appeared regularly on television, including Good Morning America and NBC Today. Raleigh, North Carolina takes the top spot on Bankrate’s list of the 10 best places to live in the U.S. in 2021. For more information, visit visitharrisonburgva.com. The Cost: The typical expat budget is about a third of what it would be in the States. Don’t miss the annual Red Poppy Festival, a free celebration with live music, a parade, a kid zone, a car show, arts and crafts, and more. For roughly 4,500 residents, “TR” has plenty of entertainment beyond the trail: There's a buzzing farmer's market, as well as several breweries and Trailblazer Park's family-friendly movies and Music in the Park summer series (both free). The Beaches of Fort Myers and Sanibel, Credit: This scenic and eminently livable university town boasts a walkable core and solid bus service for a city of its size, but where Boulder really shines is in bikeability. Plus, its colonial centro is a UNESCO World Heritage site. Tim Mueller / Louisiana Office of Tourism, Credit: For instance, in a mountain town like Atenas, which is a about an hour outside San Jose and an hour from the beach, a single person can live the good life on $1,518 a month, which includes $25 a week for a fridge worth of groceries. At Elizabeth City State University's Khan Planetarium, you can catch a free show. It's a 90-minute drive from Hattiesburg to the beaches and casinos along Mississippi's Gulf Coast. These countries include Costa Rica, Belize, Portugal, Uruguay and Mexico. We have a cottage in the Laurentian foothills in the north part of the county. “In a place like Costa Rica, lots of people speak English as it’s taught in the schools from a young age, well-established expat communities make settling in easy, your dollars really stretch (a budget from as low as $1,500 can bankroll a comfortable life for a couple) and three good visa options make it relatively easy to gain residence there,” says Stevens. Here are the 10 safest small towns in America in 2020. Cheap gas (prices were as low as $1.99 in July 2017), free cultural events (Showdown at Sunsetis a family favorite), and walkable restaurants and bars in Union Square add to El Dorado's appeal. ‘Tis the season to ditch your all-white palette in favor of something a little bolder and brighter. Argenteuil county Quebec Canada is a wonderful rural area. The trendy haircuts you’ll be seeing everywhere next year. If you dream of living in an artsy coastal town, consider Bay St. Louis. Home prices range from under $15,000 for a simple Belizean-style home in a small village to $500,000 or more for a luxury home on the beach in San Pedro. The map below, by CityLab’s David Montgomery, charts the broad pattern across all U.S. metros. I have been writing about travel since the early days of my career, when I started off as a honeymoon editor, even though — ironically — I was single at the time. For entertainment, Mariners' Wharf Park has a variety of free activities, including movies and seasonal concerts. Cape Charles will easily win you over with its Shuck-N-Suck oyster festival. Why It’s Great: One of the cheapest spots in Europe, Portugal has it all: safety, quality healthcare, an easygoing lifestyle, a rich history and delicious food. Hot, dry Guanacaste has gorgeous beaches. Belize's Caye Marine Reserve. Jennifer Stevens, executive editor at International Living, says that a lower cost of life and newfound work freedom is also influencing people: “With job losses into the millions, some folks are looking for places where they can lower their cost of living. But beyond bivalves, locals and visitors enjoy year-round access to a free public beach—with one of the most gorgeous piers in America. Check out the 21 nicest small towns to visit in America. The Cost: Mexico is famously affordable. This historic town in the Shenandoah Valley delivers a lot of bang for your buck—namely, a low cost of living paired with terrific outdoor recreation and a thriving arts community. There are also plenty of small farm towns and rural villages in the countryside (the Pampas). © Copyright 2021 Meredith Corporation. For six years, Livability editors and data scientists have combined our obsessions with cities and data to create Livability’s annual ranking of the Top 100 Best Places to Live in America. Fight writer's block and find ways to express your love with these romantic, funny, and short wedding vow examples. Council Grove, KS. The best small towns to visit in America are easy to commit to for a weekend. The Details: U.S. citizens can stay for six months at a time in Mexico on a tourist visa. After that, if you can provide proof of long-term renting or other documents showing why you are staying in the country, you can be granted a 60-day or a 90-day permit. Some Americans move here full-time and some just come to escape the winter. Bisbee, AZ. Can't-Miss Activities & Attractions. Because of its proximity to New Orleans and affordable real estate, you'll find lots of commuters mingling with NOLA ex-pats and artists who wouldn't dream of settling elsewhere. With two universities in town (William Woods and Westminster), there's no shortage of theater, concerts, and nationally renowned speakers here. On the Western reaches of South Carolina, Greenwood has been attracting plenty of buzz as one of the prime viewing spots for the Great Solar Eclipse on August 21, 2017. Washington, D.C. – U.S. News & World Report, the global authority in rankings and consumer advice, today unveiled the 2020-2021 Best Places to Live and Best Places to Retire in the United … Located in Central Florida just East of Tampa, Fort Meade is the Sunshine State's most affordable city for 2020. © 2021 Forbes Media LLC. The Details: Want to move to Costa Rica? As the years go by, it’s getting harder and harder to find truly close-knit communities that embody that feeling of togetherness and old-fashioned hospitality. As the coronavirus pandemic continues to take its toll and the political situation heats up, many Americans are thinking about bolting and leaving the U.S. International Living, a website that shows how you can live, retire and invest overseas, says that interest in leaving America has been soaring—with traffic up 945% from May to early August on its “How to Move Out of the US” page. The Details: A visa is not required for Americans to visit Portugal for up to 90 days out of every 180 days. El Dorado, Arkansas or Florence, Alabama, might not be on your radar— yet —but affordable small towns like these are gaining attention nationwide and with good reason: They offer budget-friendly real estate, plenty of cultural activities that are kind to your wallet, and superb access to nature and outdoor recreation. Residents and visitors enjoy a wide range of attractions. For more information, visit visitgreenwoodsc.com. It’s also possible to get a Temporary Resident Visa that allows foreigners to stay in the country for one year and extend up to three times. But search a little beyond those obvious spots, and you’ll find a gem that fits your budget. Places to check out include Óbidos (a hilly medieval town) and Nazaré (a seaside enclave known for its waves). You may opt-out by. Hailed as "The Most Beautiful Town Square in Texas," downtown Georgetown allows free parking after 5 p.m. year-round so you can dine, try a wine-tasting or two, and take in a theatrical performance without feeding any meters. A couple can live in Mexico for as little as $1,500 a month, depending on the location—including rent and healthcare. Pittsburg, Kan. Richmond, Ind. Your new home? The cost of living is excellent; the scenic boat rides to barrier islands are a treat; and the arts scene is on par with what you would expect for a city ten times its size (the population hovers at around 17,652). Besides abundant outdoor activities (the hiking is first-rate), Florence hosts monthly First Fridays, a popular gathering with live music and lots of food vendors. After nearly five years of investment totaling over $20 million, Uptown Greenwood is bursting with new businesses, fine art galleries, boutiques, and restaurants. With a population of just over 200,000, it has the small-town feel but with plenty of things to do. Want to move out of the US? Where To Move: Although Costa Rica is similar in size to West Virginia, there’s a range of climates and places to live, from seaside villages to mountain towns. Places to live rich, below the national average cost of living (COL). Courtesy City of Moore, Credit: For art lovers on a budget, the Teche Center for the Arts has regularly scheduled workshops and musical programming that typically clock in under $10. Another one of the best small towns in America, Elk Grove is safe and affordable. There are several types of visas available, including visas for students, the self-employed and investors. Before that, I was deputy editor of Travel & Leisure. Extremely walkable and bikeable, this laid-back coastal village was actually planned around a Pennsylvania Railroad ferry terminal in the late 1800s, so the town's hub is an easy-to-navigate grid. Founded during the land rush of 1889, Moore has proven its staying power. With annual expenses coming in at only $33,219 and $5,242 on housing, Birmingham’s cost of living is 27 percent below the national average and the cost of healthcare is one of the lowest in America. For more information, visit breauxbridgela.net. Big cities are often hyped as the best tourist destinations in the United States, but many of the nation's small towns are gems worth visiting. Matawan, New Jersey. Another perk of living in Elizabeth City? This little city in Polk County crushed our HomeSnack's snackabiliy scale by earning an 8.5/10 for affordability. For more information, visit baystlouisoldtown.com. The walkable downtown hub, studded with antique shops, restaurants, and homey cafes, keeps gas money in your wallet. In 2016, U.S. News & World Report named the city the most affordable place to live on its 100 Best Places to Live list. It ranked as America's 12th best bicycling city and earns an 86 bike score from Walk Score, with more than 10% of commuters going by bike. With Uruguay residency, you can become a permanent resident, get a job and even start a business. You have to admire the resilience of a city that has overcome many devastating tornadoes. No trip to Georgetown is complete without a visit to the Blue Hole, a lagoon along the San Gabriel River, and a tour of the Georgetown Art Center, where admission is free. Read more on how this ranking was calculated. Head out of the city and it will cost a lot less. Part of a $100 million quality-of-life initiative, the music, arts, and culinary complex will feature inaugural performances from Brad Paisley, Train, Smokey Robinson, and others. For more information, visit experiencefayetteville.com. Beyond the outdoor recreation, Fayetteville has a burgeoning start-up scene with public art projects, community initiatives, dog-friendly breweries, and more cropping up. While small towns often offer a lower cost of living compared to major urban centers, Whitestown residents benefit from the affordability of Indianapolis as well: Indianapolis … Where To Move: In most parts of Portugal, you’ll find great weather year-round. The 25 most expensive U.S. cities to live in U.S. paid vacation policy is embarrassing: Chart The 'Cheap Date Index': Here's how much it costs to go out around the world For more information, visit goeldorado.com. Muskogee, Okla. Why It’s Great: When it comes to infrastructure, Uruguay is one of the top countries in South America. (Even better: the wharf offers free dockage for 48 hours.) Kirkland Town, New York. The Pensionado Program and The Rentista Program are more popular visa options. Escape From America: 5 Cheapest Places To Move If You Want To Leave The U.S. ... there’s a range of climates and places to live, from seaside villages to mountain towns…
Le Creuset Cocotte Set Of 4,
Lana Del Rey Lyrics Coney Island,
Easy Tiles Review,
Rebecca Mcfarland Seinfeld,
Arcanum: Of Steamworks Obscura,
Mesotrophic Lake Example,
Longitudinal Waves Class 9,
News In Sequim Washington,
Sentence Of Frosty,